
Here, we have provided the links which contains the study materials which will help you in studying and preparing for your examinations of the List of Abbreviations. Referring to the links we’ve provided below and the links which contains the study materials of List of Abbreviations PDF Format along with the list of recommended books which we’ve provided below, you will be able to ace your examinations. We have also provided you the further details which will allow you to do well in your exams and learn more. These study materials help you understand the concepts and everything easily and creates a better space for you to work on. These study materials give you the best resources to study from.
Free Download Study Materials
Every year, they release notifications for several vacant posts, so required people interested in the job can apply for the job. To ace the exam, every candidate needs to prepare for the exam as per the syllabus and information provided in the study materials exclusively for this purpose. To get the study materials that are required, you must download the files provided below. You can click on the links given below to download the files and then study them. We hope you find our resources helpful. Every student who has studied using our study materials finds the exam easy to ace since question banks and solution keys are attached along. Once you’ve mastered the content provided in the study materials we’ve provided for you, you have nothing to worry about when it comes to acing the exam. Use our resources to study well for your exam and get your dream job.
ADB: Asian Development Bank
AGM: Annual General Meeting
AIBP: Accelerated Irrigation Benefit Programme AMC: Annual Maintenance Contract
ALM: Asset Liability Management
AMEX: American Stock Exchange
AMFI: Association of Mutual Funds in India
AML: Anti-Money Laundering
ANBC: Adjusted Net Bank Credit
APACS: Association for Payment Clearing Services
APC: Average Propensity to Consume
ARIEL: Automated Real time Investment Exchange
ASEAN: Association of South East Asian Nations
ATM: Automated Teller Machine
ATIF: Agriculture Tech Infrastructure Fund
ASBA: Application Supported by Blocked Amount
ATS: Anti-Terrorism Squad
BBB: Bank Board Bureau
BC: Business Correspondent
BCBS: Basel Committee on Banking Supervision BCSBI: Banking Codes and Standards Board of India
BIFR: Board of Industrial &Financial Reconstruction
BIS: Bank for International Settlements (Switzerland)
BLR: Business and Legal Reports
BOP: Balance of Payments BP: Base Points (of an interest rate) BPLR: Benchmark Prime Lending Rate
BSE: Bombay Stock Exchange
BSBDA: Basic Saving Bank Deposit Account
BSDA: Basic Service Demat Account
CACP: Commission for Agricultural Cost and Prices
CAD: Current Account Deficit
CAFRAL: Centre for Advanced Financial Research & Learning
CAMELS: Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Sensitivity
CAPART: Council for Advancement of People’s Action & Rural Technology
CARE: Credit Analysis & Research Ltd.
CBDT: Central Board of Direct Taxes
CBI: Central Bureau of Investigation
CBS: Core Banking Solution
CBMP: Coordinated Border Management Plant
CCIL: Clearing Corporation of Indian Limited
CCEA: Cabinet Committee on Economic Affairs
CD: Certificate of Deposit
CDR: Corporate Debt Restructuring
CDS: Credit Default Swap
CDSL: Central Depository Services Ltd.
CEA: Council of Economic Advisers
CEIB: Central Economic Intelligence Bureau
CEO: Chief Executive Officer
CFMS: Centralized Funds Management System
CFSA: Committee on Financial Sector Assessment CFTC: Commodity Futures Trading Commission CGF: Credit Guarantee Fund
CGFMU: Credit Guarantee Fund for Mudra Units.
CGFTMSE: Credit Guarantee Fund Trust for Micro & Small Enterprises
CGT: Capital Gains Tax
CHIPS: Clearing House Interbank Payments System (New York)
CIBIL: Credit Information Bureau India Ltd.
CIB: Central Intelligence Bureau/Change Impact Board CIS: Commonwealth of Independent States
CLB: Company Law Board
CNG: Compressed Natural Gas
CNP: Card Not Present
COMESA: Common Market for Eastern & Southern Africa
CP: Commercial Paper
CPI: Consumer Price Index
CPI-IW: Consumer Price Index for Industrial Workers
CPP: Current Purchasing Power
CRAR: Capital to Risk-Weighted Assets Ratio
CRISIL: Credit Rating & Information Service of India Ltd.
CRR: Cash Reserve Ratio
CSC: Card Security Code
CSO: Central Statistical Organization
CSR: Corporate Social Responsibility
CST: Central Sale Tax
CSIR: Council for Scientific 8t Industrial Research
CTS: Cheque Truncation System
CTS: Complaint Tracking System
CVC: Card Verification Code
CVL: CDSL Venture Ltd.
CVV: Card Verification Value
DAE: Department of Atomic Energy
DBT: Direct Benefit Transfer
DEPB: Duty Entitlement Passbook
DGFT: Directorate General of \ Foreign Trade
DICGC: Deposit Insurance & Credit Guarantee DIPP: Department of Industrial Policy and Promotion
DSIBS: Domestic Systemically Important Banks DTL: Demand & Time Liabilities
DRT: Debt Recovery Tribunal
DTAA: Double Tax Avoidance Agreement
ECB: External Commercial Borrowings
EBRD: European Bank for Reconstruction and Development
ECGC: Export Credit Guarantee Corporation
ECS: Electronic Clearing Services
EFF: Extended Fund Facility
EFT: Electronic Funds Transfer
EFTPOS: Electronic Fund Transfer at Point of Sale
EMV: Europay, Master Card & Visa
EMI: Equated Monthly Installment
E-TAAL: Electronic – TransactionAggregation & Analysis Layer
EU: Expected Utility, European Union EXIM Bank: Export-Import Bank
FAO: Food and Agricultural Organization FATCA: Foreign Account Tax Compliance Act FATF: Financial Action Task Force
FBT: Fringe Benefit Tax
FBTR: Fast Breeder Test Reactor
FCAs: Foreign Currency Assets
FCCB: Foreign Currency Convertible Bond
FCEB: Foreign Currency Exchange Bond
FDI: Foreign Direct Investment
FERA: Foreign Exchange Regulation Act
FEMA: Foreign Exchange Management Act
FFMC: Full Fledged Money Changers
FIIs: Foreign Institutional Investors
FIU-IND: Financial Intelligence Unit-India
FINO: Financial Investment Network & Operations
FMC: Forward Market Commission
FOB: Free On Board
FRBM: Fiscal Responsibility & Budget Management
FSB: Financial Stability Board
FSDC: Financial Stability & Development Council
FSLRC: Financial Sector Legislative Reform Commission
FTSE100: Financial Times Stock Exchange 100 Share Index
FSSAI: Food Safety and Standards Authority of India
FTO: Foreign Trade Organization
FTZ: Free Trade Zone
GAGAN: GPS Aided Geo-AugmentedNavigation
GATT: General Agreement on Tariff & Trade
GDP: Gross Domestic Product G7: Group of Seven (Canada, France, Germany, Italy, Japan, UK, USA)
G8: Group of Eight (G7 + Russia)
GATS: General Agreement on Trade in Services
GDRs: Global Depository Receipts
GNP: Gross National Product
GSLV: Geosynchronous Satellite Launch Vehicle
GST: Goods & Services Tax
HR: Human Resources HRM: Human Resource Management
IATA: International Air Travel Association
IBA: Indian Bank’s Association
IBPS: Indian Bill Payment System
IBRD: International Bank for Reconstruction & Development
IDFC: Infrastructure Development Finance Company
IDR: Indian Depository Receipt
IDRBT: Institute for Development &Research in Banking Technology
IEDC: Innovation &Entrepreneurship Development Centre
IFRS: International Financial Reporting Standard
IFSC: Indian Financial System Code
IIB: International Investment Bank
IIF: Institute for International Finance
ILO: International Labour Organization
IMGC: Indian Mortgage Guarantee Corporation IMPS: Immediate Payment Service
IINSSC: Inflation Index National Saving Securities Cumulative
IMF: International Monetary Fund
IPOs: Initial Public Offerings
IP: Intellectual Property
IRNSS: Independent Regional Navigation Satellite System
IRDA: Insurance Regulatory & Development Authority
ISO: International Organization for Standardization
ISRO: International SecuritiesRegulatory Organization/ Indian Space Research Organization IT: Information Technology
JLG: Joint Liability Group
KCC: Kisan Credit Cards
KYC: Know Your Customer
LAF: Liquidity Adjustment Facility
LIBOR: London Inter Bank Offer Rate
LNG: Liquefied Natural Gas
LSE: London Stock Exchange
LTV: Loan to Value
M&A: Merger and Acquisition
MICR: Magnetic Ink Character Recognition MIGA: Multilateral Investment Guarantee Agency
MITC: Most Important Terms & Condition
MMDA: Money Market Deposit Account
MMMFs: Money Market Mutual Funds
MMID: Mobile Money Identifier
MOM: Mars Orbiter Mission
MLFPS: Market Linked Focus Product System MPFI: Mobile Payment Forum of India
MRP: Marginal Revenue Product/ Maximum Retail Price
MRTP: Monopoly & Restrictive Trade Practices MSF: Marginal Standing Facility
MTSS: Money Transfer Service Scheme
MSMEs: Micro, Small & Medium Enterprises
MSEs: Micro & Small Enterprises
NABARD: National Bank for Agriculture & Rural Development
NAIS: National Animal Identification System
NASDAQ: National Association ofSecurities Dealers Automated Quotations (USA)
NAV: Net Asset Value
NBFC: Non-Banking Financial Companies
NCGTC: National Credit Guarantee Trustee Company Ltd.
NCSBS: Non-Cooperate Small Business Sector
NCLT: National Company Law Tribunal
NDMC: New Delhi Municipal Council
NDP: Net Domestic Product
NDTL: Net Demand & Time Liabilities
NEFT: National Electronic Funds Transfer NHRM: National Health Rural Mission
NIDHI: National Interest for Developing &Harressing Innovations
NIM: Net Interest Margin
NITI: National Institution for Transforming India
NIBM: National Institute of Bank Management NIOT: National Institute of Ocean Technology NMCEX: National Multi Commodity Exchange of India
NOC: No Objection Certificate
NOFHC: Non-Operation Financial Holding Company
NPA: Non-Performing Assets
NPAC: National Plan of Action for Children NPPA: National Pharmaceutical Pricing Authority
NPCI: National Payments Corporation of India
NRE: Non-Resident External
NREGS: National Rural Employment Guarantee Scheme
NRI: Non-Resident India
NSDL: National Security Depository Limited NSE: National Stock Exchange
NTCA: National Tiger Conservation Authority NSSF: National Small Saving Fund
OBCs: Other Backward Classes
OD: Overdraft
OECD: Organization for Economic Co-operation & Development
OMO: Open Market Operation
OPEC: Organization for Petroleum Exporting Countries
OTC: Over-The-Counter
PAN: Permanent Account Number
PD: Primary Dealers
PDMA: Public Debt Management Agency
PE: Private Equity
PETA: People of Ethical Treatment of animals
PFRDA: Pension Fund Regulatory &Development Authority
PIIGS: Portugal, Italy, Ireland, Greece & Spain
PIO: Person of Indian Origin
PIN: Personal Identification Number
PKI: Public Key Infrastructure
PLR: Prime Lending Rate
PMLA: Prevention of Money Laundering Act
P-Notes: Participatory Notes
Prove: Polar remotely operated vehicle
PSBs: Public Sector Banks
QIB: Qualified Institutional Buyer
REIT: Real Estate Investment Trust
REPO: Repurchase Agreement
RIDF: Rural Infrastructure Development Fund RNBC: Residuary Non-Banking Company
ROA: Return on Assets
RRBs: Regional Rural Banks
RTE: Right to Education
RTGS: Real Time Gross Settlement
RTI: Right to Information
SAARC: South Asian Association for Regional Co-operation
SARFAESI: Securitization AndReconstruction of Financial Assets And Enforcement of Security Interest
SBAS: Satellite Based Augmentation System
SCB: Scheduled Commercial Bank
SDR: Special Drawing Rights
SEZs: Special Economic Zones
SFMS: Structured Financial Messaging System SHG: Self-Help Groups
SIDBI: Small Industries Development Bank of India
SLR: Statutory Liquidity Ratio
SMEs: Small & Medium Enterprises
SMERA: SME Rating Agency of India
SMILE: Sidbi make in India loan for enterprise
SOFIA: Stratospheric observatory infrared astronomy.
SSL: Secure Socket Layer
STRIPS: Separate trading for registered interest & principal of securities.
SWIFT: Society for worldwide interbank financial telecommunications
TFA: Trade Facilitation Agreement
TIN: Tax Information Network
TRAI: Telecom Regulatory Authorityof India
UCBs: Urban Cooperative Banks
UGC: University Grants Commission
UIDAI: Unique IdentificationDevelopment Authority of India
UNCTAD: United Nations Conference on Trade & Development
UNDP: United Nations Development Programme USB: Ultra Small Branches
USOF: Universal Service Obligation
UWIN: Unorganised Workers Identification Number
VAT: Value Added Tax
VCES: Voluntary Compliance Encouragement Scheme VOIP: Voice Over Internet Protocol
WPI: Wholesale Price Index
WTFC: World Tourism Cities Federation
WTO: World Trade Organization
Y-o-Y: Year-on-Year
ZTC: Zonal Training Centre
ZPG: Zero Population Growth
Here, we have provided the links which contains the study materials which will help you in studying and preparing for your examinations of the List of Abbreviations. Referring to the links we’ve provided below and the links which contains the study materials of List of Abbreviations PDF Format along with the list of recommended books which we’ve provided below, you will be able to ace your examinations. We have also provided you the further details which will allow you to do well in your exams and learn more. These study materials help you understand the concepts and everything easily and creates a better space for you to work on. These study materials give you the best resources to study from.
Free Download Study Materials
Every year, they release notifications for several vacant posts, so required people interested in the job can apply for the job. To ace the exam, every candidate needs to prepare for the exam as per the syllabus and information provided in the study materials exclusively for this purpose. To get the study materials that are required, you must download the files provided below. You can click on the links given below to download the files and then study them. We hope you find our resources helpful. Every student who has studied using our study materials finds the exam easy to ace since question banks and solution keys are attached along. Once you’ve mastered the content provided in the study materials we’ve provided for you, you have nothing to worry about when it comes to acing the exam. Use our resources to study well for your exam and get your dream job.
ADB: Asian Development Bank
AGM: Annual General Meeting
AIBP: Accelerated Irrigation Benefit Programme AMC: Annual Maintenance Contract
ALM: Asset Liability Management
AMEX: American Stock Exchange
AMFI: Association of Mutual Funds in India
AML: Anti-Money Laundering
ANBC: Adjusted Net Bank Credit
APACS: Association for Payment Clearing Services
APC: Average Propensity to Consume
ARIEL: Automated Real time Investment Exchange
ASEAN: Association of South East Asian Nations
ATM: Automated Teller Machine
ATIF: Agriculture Tech Infrastructure Fund
ASBA: Application Supported by Blocked Amount
ATS: Anti-Terrorism Squad
BBB: Bank Board Bureau
BC: Business Correspondent
BCBS: Basel Committee on Banking Supervision BCSBI: Banking Codes and Standards Board of India
BIFR: Board of Industrial &Financial Reconstruction
BIS: Bank for International Settlements (Switzerland)
BLR: Business and Legal Reports
BOP: Balance of Payments BP: Base Points (of an interest rate) BPLR: Benchmark Prime Lending Rate
BSE: Bombay Stock Exchange
BSBDA: Basic Saving Bank Deposit Account
BSDA: Basic Service Demat Account
CACP: Commission for Agricultural Cost and Prices
CAD: Current Account Deficit
CAFRAL: Centre for Advanced Financial Research & Learning
CAMELS: Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Sensitivity
CAPART: Council for Advancement of People’s Action & Rural Technology
CARE: Credit Analysis & Research Ltd.
CBDT: Central Board of Direct Taxes
CBI: Central Bureau of Investigation
CBS: Core Banking Solution
CBMP: Coordinated Border Management Plant
CCIL: Clearing Corporation of Indian Limited
CCEA: Cabinet Committee on Economic Affairs
CD: Certificate of Deposit
CDR: Corporate Debt Restructuring
CDS: Credit Default Swap
CDSL: Central Depository Services Ltd.
CEA: Council of Economic Advisers
CEIB: Central Economic Intelligence Bureau
CEO: Chief Executive Officer
CFMS: Centralized Funds Management System
CFSA: Committee on Financial Sector Assessment CFTC: Commodity Futures Trading Commission CGF: Credit Guarantee Fund
CGFMU: Credit Guarantee Fund for Mudra Units.
CGFTMSE: Credit Guarantee Fund Trust for Micro & Small Enterprises
CGT: Capital Gains Tax
CHIPS: Clearing House Interbank Payments System (New York)
CIBIL: Credit Information Bureau India Ltd.
CIB: Central Intelligence Bureau/Change Impact Board CIS: Commonwealth of Independent States
CLB: Company Law Board
CNG: Compressed Natural Gas
CNP: Card Not Present
COMESA: Common Market for Eastern & Southern Africa
CP: Commercial Paper
CPI: Consumer Price Index
CPI-IW: Consumer Price Index for Industrial Workers
CPP: Current Purchasing Power
CRAR: Capital to Risk-Weighted Assets Ratio
CRISIL: Credit Rating & Information Service of India Ltd.
CRR: Cash Reserve Ratio
CSC: Card Security Code
CSO: Central Statistical Organization
CSR: Corporate Social Responsibility
CST: Central Sale Tax
CSIR: Council for Scientific 8t Industrial Research
CTS: Cheque Truncation System
CTS: Complaint Tracking System
CVC: Card Verification Code
CVL: CDSL Venture Ltd.
CVV: Card Verification Value
DAE: Department of Atomic Energy
DBT: Direct Benefit Transfer
DEPB: Duty Entitlement Passbook
DGFT: Directorate General of \ Foreign Trade
DICGC: Deposit Insurance & Credit Guarantee DIPP: Department of Industrial Policy and Promotion
DSIBS: Domestic Systemically Important Banks DTL: Demand & Time Liabilities
DRT: Debt Recovery Tribunal
DTAA: Double Tax Avoidance Agreement
ECB: External Commercial Borrowings
EBRD: European Bank for Reconstruction and Development
ECGC: Export Credit Guarantee Corporation
ECS: Electronic Clearing Services
EFF: Extended Fund Facility
EFT: Electronic Funds Transfer
EFTPOS: Electronic Fund Transfer at Point of Sale
EMV: Europay, Master Card & Visa
EMI: Equated Monthly Installment
E-TAAL: Electronic – TransactionAggregation & Analysis Layer
EU: Expected Utility, European Union EXIM Bank: Export-Import Bank
FAO: Food and Agricultural Organization FATCA: Foreign Account Tax Compliance Act FATF: Financial Action Task Force
FBT: Fringe Benefit Tax
FBTR: Fast Breeder Test Reactor
FCAs: Foreign Currency Assets
FCCB: Foreign Currency Convertible Bond
FCEB: Foreign Currency Exchange Bond
FDI: Foreign Direct Investment
FERA: Foreign Exchange Regulation Act
FEMA: Foreign Exchange Management Act
FFMC: Full Fledged Money Changers
FIIs: Foreign Institutional Investors
FIU-IND: Financial Intelligence Unit-India
FINO: Financial Investment Network & Operations
FMC: Forward Market Commission
FOB: Free On Board
FRBM: Fiscal Responsibility & Budget Management
FSB: Financial Stability Board
FSDC: Financial Stability & Development Council
FSLRC: Financial Sector Legislative Reform Commission
FTSE100: Financial Times Stock Exchange 100 Share Index
FSSAI: Food Safety and Standards Authority of India
FTO: Foreign Trade Organization
FTZ: Free Trade Zone
GAGAN: GPS Aided Geo-AugmentedNavigation
GATT: General Agreement on Tariff & Trade
GDP: Gross Domestic Product G7: Group of Seven (Canada, France, Germany, Italy, Japan, UK, USA)
G8: Group of Eight (G7 + Russia)
GATS: General Agreement on Trade in Services
GDRs: Global Depository Receipts
GNP: Gross National Product
GSLV: Geosynchronous Satellite Launch Vehicle
GST: Goods & Services Tax
HR: Human Resources HRM: Human Resource Management
IATA: International Air Travel Association
IBA: Indian Bank’s Association
IBPS: Indian Bill Payment System
IBRD: International Bank for Reconstruction & Development
IDFC: Infrastructure Development Finance Company
IDR: Indian Depository Receipt
IDRBT: Institute for Development &Research in Banking Technology
IEDC: Innovation &Entrepreneurship Development Centre
IFRS: International Financial Reporting Standard
IFSC: Indian Financial System Code
IIB: International Investment Bank
IIF: Institute for International Finance
ILO: International Labour Organization
IMGC: Indian Mortgage Guarantee Corporation IMPS: Immediate Payment Service
IINSSC: Inflation Index National Saving Securities Cumulative
IMF: International Monetary Fund
IPOs: Initial Public Offerings
IP: Intellectual Property
IRNSS: Independent Regional Navigation Satellite System
IRDA: Insurance Regulatory & Development Authority
ISO: International Organization for Standardization
ISRO: International SecuritiesRegulatory Organization/ Indian Space Research Organization IT: Information Technology
JLG: Joint Liability Group
KCC: Kisan Credit Cards
KYC: Know Your Customer
LAF: Liquidity Adjustment Facility
LIBOR: London Inter Bank Offer Rate
LNG: Liquefied Natural Gas
LSE: London Stock Exchange
LTV: Loan to Value
M&A: Merger and Acquisition
MICR: Magnetic Ink Character Recognition MIGA: Multilateral Investment Guarantee Agency
MITC: Most Important Terms & Condition
MMDA: Money Market Deposit Account
MMMFs: Money Market Mutual Funds
MMID: Mobile Money Identifier
MOM: Mars Orbiter Mission
MLFPS: Market Linked Focus Product System MPFI: Mobile Payment Forum of India
MRP: Marginal Revenue Product/ Maximum Retail Price
MRTP: Monopoly & Restrictive Trade Practices MSF: Marginal Standing Facility
MTSS: Money Transfer Service Scheme
MSMEs: Micro, Small & Medium Enterprises
MSEs: Micro & Small Enterprises
NABARD: National Bank for Agriculture & Rural Development
NAIS: National Animal Identification System
NASDAQ: National Association ofSecurities Dealers Automated Quotations (USA)
NAV: Net Asset Value
NBFC: Non-Banking Financial Companies
NCGTC: National Credit Guarantee Trustee Company Ltd.
NCSBS: Non-Cooperate Small Business Sector
NCLT: National Company Law Tribunal
NDMC: New Delhi Municipal Council
NDP: Net Domestic Product
NDTL: Net Demand & Time Liabilities
NEFT: National Electronic Funds Transfer NHRM: National Health Rural Mission
NIDHI: National Interest for Developing &Harressing Innovations
NIM: Net Interest Margin
NITI: National Institution for Transforming India
NIBM: National Institute of Bank Management NIOT: National Institute of Ocean Technology NMCEX: National Multi Commodity Exchange of India
NOC: No Objection Certificate
NOFHC: Non-Operation Financial Holding Company
NPA: Non-Performing Assets
NPAC: National Plan of Action for Children NPPA: National Pharmaceutical Pricing Authority
NPCI: National Payments Corporation of India
NRE: Non-Resident External
NREGS: National Rural Employment Guarantee Scheme
NRI: Non-Resident India
NSDL: National Security Depository Limited NSE: National Stock Exchange
NTCA: National Tiger Conservation Authority NSSF: National Small Saving Fund
OBCs: Other Backward Classes
OD: Overdraft
OECD: Organization for Economic Co-operation & Development
OMO: Open Market Operation
OPEC: Organization for Petroleum Exporting Countries
OTC: Over-The-Counter
PAN: Permanent Account Number
PD: Primary Dealers
PDMA: Public Debt Management Agency
PE: Private Equity
PETA: People of Ethical Treatment of animals
PFRDA: Pension Fund Regulatory &Development Authority
PIIGS: Portugal, Italy, Ireland, Greece & Spain
PIO: Person of Indian Origin
PIN: Personal Identification Number
PKI: Public Key Infrastructure
PLR: Prime Lending Rate
PMLA: Prevention of Money Laundering Act
P-Notes: Participatory Notes
Prove: Polar remotely operated vehicle
PSBs: Public Sector Banks
QIB: Qualified Institutional Buyer
REIT: Real Estate Investment Trust
REPO: Repurchase Agreement
RIDF: Rural Infrastructure Development Fund RNBC: Residuary Non-Banking Company
ROA: Return on Assets
RRBs: Regional Rural Banks
RTE: Right to Education
RTGS: Real Time Gross Settlement
RTI: Right to Information
SAARC: South Asian Association for Regional Co-operation
SARFAESI: Securitization AndReconstruction of Financial Assets And Enforcement of Security Interest
SBAS: Satellite Based Augmentation System
SCB: Scheduled Commercial Bank
SDR: Special Drawing Rights
SEZs: Special Economic Zones
SFMS: Structured Financial Messaging System SHG: Self-Help Groups
SIDBI: Small Industries Development Bank of India
SLR: Statutory Liquidity Ratio
SMEs: Small & Medium Enterprises
SMERA: SME Rating Agency of India
SMILE: Sidbi make in India loan for enterprise
SOFIA: Stratospheric observatory infrared astronomy.
SSL: Secure Socket Layer
STRIPS: Separate trading for registered interest & principal of securities.
SWIFT: Society for worldwide interbank financial telecommunications
TFA: Trade Facilitation Agreement
TIN: Tax Information Network
TRAI: Telecom Regulatory Authorityof India
UCBs: Urban Cooperative Banks
UGC: University Grants Commission
UIDAI: Unique IdentificationDevelopment Authority of India
UNCTAD: United Nations Conference on Trade & Development
UNDP: United Nations Development Programme USB: Ultra Small Branches
USOF: Universal Service Obligation
UWIN: Unorganised Workers Identification Number
VAT: Value Added Tax
VCES: Voluntary Compliance Encouragement Scheme VOIP: Voice Over Internet Protocol
WPI: Wholesale Price Index
WTFC: World Tourism Cities Federation
WTO: World Trade Organization
Y-o-Y: Year-on-Year
ZTC: Zonal Training Centre
ZPG: Zero Population Growth